How to Get and Keep Credit

Six more simple questions nothing fancy.

Answer the following questions. Submit in the text box below or submit as a word or document.

1. How can a consumer develop a credit history?
2. What is an annual percentage rate? Why is it important?
3. What are the three Cs of credit?
4. Which type of loan usually carries a lower interest rate—a secured or an unsecuredm loan? Why?
5. What is the maximum percentage of your income that you should allocate to credit payments?
6. What is garnishment of wages?

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