Personal Finance: Investing Fundamentals

***Instructions: There are 3 parts to this assignment; part A, B, and C. Under each part are situations following questions thereafter. Answer each question to its entirety, minimum word count for entire assignment is 950 (not each question). The required in-text citation and reference is the attached file, please review before proceeding with the assignment. Here is the reference for it: Kapoor, J. R., Dlabay, L. R., & Hughes, R. J. (n.d.). Personal finance. 11th Edition, McGraw-Hill/Irwin. Use other scholarly articles as well, minimum total reference is 3, to include what I provided for you. No PLAGIARISM and let me know if you have any concerns. Thank you!

***Please review the attached pdf and the attached word document before proceeding. Word Document file has the data needed to answer each part questions. Also, separate your answers by question numbers for easier breakdown. Thanks!

Part A: FUNDAMENTALS & STOCKS

Investing Fundamentals

First Budget: ***see attached word document before proceeding***

Investing in Stocks: ***see attached word document before proceeding***

1. The Garners’ take-home pay is over $4,500 a month. Yet, after all expenses are paid, there is only a $220 surplus each month. Based on the information presented in this case, what expenses, if any, seem out of line and could be reduced to increase the surplus at the end of each month?

2. Given that both Joe and Mary Garner are in their mid-30s and want to retire when they reach age 65, what type of investment goals would be most appropriate for them?

3. What are the ways that Shelby and Mark might earn money from stock investments? What are the risks involved?

Part B: BONDS

Investing in Bonds

A Lesson from the Past: ***see attached word document before proceeding***

4. According to Mary Goldberg, the chance to invest in New World Explorations was “too good to pass up.” Unfortunately, it was too good to be true, and she lost $10,000. Why do you think so many people are taken in by get-rich-quick schemes?

5. Over the past 5 to 8 years, investors have been forced to look for ways to squeeze additional income from their investment portfolios. Do you think investing in corporate bonds or quality stocks is the best way to increase income? Why or why not?

6. Using a current newspaper, The Wall Street Journal, Barron’s, or the Internet, determine the current market value for each of the three investments suggested in this case. Based on this information, would these investments have been profitable if Mary had purchased the AT&T Broadband bond for $1,530, the Deere corporate note for $1,190, or Proctor & Gamble stock for $76 a share?

Part C: MUTUAL FUNDS & ALTERNATIVE INVESTMENTS

Investing in Mutual Funds: ***see attached word document before proceeding***

Investing in Real Estate and Other Investment Alternatives: ***see attached word document before proceeding***

7. What are the major reasons investors purchase mutual funds as reported to the Lawrences by the Financial Advisor?

8. What are the advantages of investing in real estate as a limited partner for the Lawrences?

9. What are the disadvantages of investing in real estate as a limited partner for the Lawrences?

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