My selected topic for week 3: Foreign Exchange Markets

1. In Weeks 1, 3, 5, & 7 – To begin your thread for a particular module, open the Key Terms document posted within each module, and select one of the key terms that interests you.
2. Declare your topic to the class by posting a new thread in the related DB forum and titling it with the key term you selected. This reserves your topic so that other students cannot use it. Each student must cover a different key term; no duplication of articles or key terms is allowed.
3. Conduct an Internet search to find and read at least 3 recent articles that relate to the key term you selected. Articles may be found in the International section of any reputable website that focuses on international business, such as Wall Street Journal, Financial Times, or the Economist. Another good source of information is EBSCOhost, accessible through Liberty’s online library. Websites like about.com, britanica.com, Wikipedia etc. do not constitute scholarly academic articles and references.
4. Of the 3 articles you’ve read, select the article that you wish to discuss, and write a review of it. In addition, you must post all 3 (or more) recent articles to the reference section—even though you review only one of them. You may provide additional references, but references do not replace 3 articles that relate to your key term. Actually reference the article you review within the article review. Your review must include the following sections (each section must be structured by a heading for each section):

1. A definition of the key term: this does not count in the 200 word minimum requirement.
2. A summary, in your own words, of the selected article.
3. A discussion, in your own words, of how the article relates to the selected chapter and key term.
4. The complete citation, in APA format, of each of the 3 articles read and any other additional references; these do not count in the 200-word requirement.
5. All references must be annotated.

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Please in a minimum of 800 words complete a memo. Please also include a minimum of 2 sources and a minimum of 7 in-text citation

Scenario

Cindy Hart is 23 years of age. She was born on 6/11/86, the fourth child born to Betty Hart (born 6/1/66) and Barney Hart (born 4/11/55). Her father, Barney Hart, was an alcoholic who drank daily and recently passed away from cirrhosis of the liver. Mr. Hart was extremely violent with his wife and his children. He repeatedly beat his wife throughout the marriage and was often violent with the children. Cindy and her three siblings were taken from the custody of their parents several times during their formative years because of their father’s drinking, domestic violence, and their mother’s inability to protect them. Cindy likely bore the brunt of her father’s alcoholism and family violence because she was the youngest of her siblings, and her father’s alcoholism was severe for the last 12 years before his death. Cindy’s father could not hold a job because of his alcoholism, and her mother did not work, so the family had limited funds and finances were always a source of great strain and tension. Cindy’s mother was ineffectual and inept as a parent. She allowed repeated beatings of the children by Mr. Hart. Her mental health is questionable.

Her older siblings are Noah, age 25; Colleen, age 26; and Laura, age 28. Noah is currently incarcerated after recently being found guilty of drug trafficking. He is to serve a 40-year sentence. Colleen has six children; three of whom have been removed by Child Protective Services (CPS) because of issues involving drugs, inadequate supervision, and her recent arrests for prostitution. Laura, who is the most stable of the siblings, is married, has one child, and is working full-time as a physician assistant. She has no ties with her siblings or her mother.

Cindy Hart has never been married and has two children: Benjamin, age 5 and Luke, age 3. The children have different fathers and neither father is involved on a regular basis with either child. Cindy is receiving Temporary Assistance to Needy Families (TANF) (i.e., welfare) and Medicaid as health insurance for the children. She lives in an apartment in a crime-ridden, rundown neighborhood. She did not complete high school and did not graduate with her class but instead she dropped out in the 11th grade. She had a series of drug binges during this period. She eventually did receive her GED and is very proud of that fact because only her sister Laura graduated.

Cindy works part-time in a day care center as an aide. She has a history of mental health treatment, which includes two psychiatric hospital stays (one at the age of 15 and the other at the age of 21). She currently takes antidepressant medication, has a dual diagnosis (DSM-IV-TR diagnosis plus a substance abuse diagnosis), and has very few social supports. She sees her psychiatrist monthly for medication consults but has missed her last two appointments. She also sees her social worker for ongoing mental health counseling twice per month but has missed her last two appointments.

Luke, her 3-year-old son, was recently diagnosed with autism, and Ben, her 5-year-old son, was diagnosed with Asperger’s syndrome at the age of 3 (2 years ago). Because she has not followed through with appointments, referrals, services for the children, and additional evaluations of the children, CPS has recently become involved. Cindy is in denial about her children’s special needs. She does not send Ben to school on a regular basis, and the school has notified the authorities.

Assume for purposes of this scenario that the state this scenario takes place in has a criminal statute that states parents can be charged with a misdemeanor when they do not ensure their child’s attendance at school under the compulsory education laws of the state.

Cindy has been charged with this misdemeanor, and the court has released her to pretrial diversion.

Using the information in the scenario, prepare a memo to your supervisor Sarah Harris discussing the following:

• Identify 2 disciplines involved with Cindy Hart.
• Discuss in detail 1 theory of each discipline that you identified in part (1) that applies to this fact pattern.
• Discuss how this scenario is distinguishable from a scenario that might take place in the traditional mental health setting.
• Identify 2 ethical obligations/core values at play in this scenario.
• Assess this client’s needs. In terms of the case management, perform the following:
  • Develop a service plan for Cindy Hart.
  • Coordinate Cindy Hart to the appropriate services.
  • State how you would monitor her progress as the pretrial diversion worker.
  • State 2 ways in which you would advocate for her.

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Performance Management Homework

The purpose of this assignment is to develop a performance management process for an existing job, have a manager give you feedback on the process, then use the process and evaluate its effectiveness for yourself. The assignment will involve establishing methods for planning performance, providing feedback during the execution of performance, assessing performance, reviewing performance, and renewing and recontracting performance.

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A manufacturing company is thinking of launching a new product. The company expects to sell $950,000 of the new product in the first year and $1,500,000 each year thereafter. Direct costs including labor and materials will be 45% of sales. Indirect incremental costs are estimated at $95,000 a year. The project requires a new plant that will cost a total of $1,500,000, which will be a depreciated straight line over the next 5 years. The new line will also require an additional net investment in inventory and receivables in the amount of $200,000.

Assume there is no need for additional investment in building the land for the project. The firm’s marginal tax rate is 35%, and its cost of capital is 10%.

To receive full credit on this assignment, please show all work, including formulae and calculations used to arrive at financial values.

Assignment Guidelines

• Using the information in the assignment description:
  • Prepare a statement showing the incremental cash flows for this project over an 8-year period.
  • Calculate the payback period (P/B) and the net present value (NPV) for the project.
  • Answer the following questions based on your P/B and NPV calculations:
    • Do you think the project should be accepted? Why?
      • Assume the company has a P/B (payback) policy of not accepting projects with life of over 3 years.
    • If the project required additional investment in land and building, how would this affect your decision? Explain.

• A double-spaced Word document of 2–3 pages that contains your calculation values, your complete calculations, any formulae that you used, and your answers to the two questions listed in the assignment guidelines.
  • You must include your explanation of how you used Excel for your calculations if applicable.

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